Markets / California
Where rentals cash flow in California.
1 of the top 30 California ZIP codes pencil at a DSCR of 1.0 or better, assuming a 7.50% rate at 80% LTV with typical market rents. Tap any market in the Deal Finder to run your own numbers and see live listings.
| # | Market | Typical price | Typical rent | Gross yield | Est. DSCR | Score |
|---|---|---|---|---|---|---|
| 1 | San Bernardino 92411 | $428,129 | $2,982/mo | 8.4% | 1.00x | 47 |
| 2 | Laguna Woods 92637 | $469,069 | $2,966/mo | 7.6% | 0.91x | 44 |
| 3 | Joshua Tree 92252 | $345,559 | $2,195/mo | 7.6% | 0.92x | 42 |
| 4 | Crestline 92325 | $363,936 | $2,194/mo | 7.2% | 0.87x | 34 |
| 5 | California City 93505 | $274,328 | $1,680/mo | 7.3% | 0.88x | 34 |
| 6 | Adelanto 92301 | $397,237 | $1,919/mo | 5.8% | 0.70x | 32 |
| 7 | San Francisco 94103 | $802,666 | $4,046/mo | 6.0% | 0.73x | 32 |
| 8 | San Francisco 94105 | $1,079,018 | $5,086/mo | 5.7% | 0.68x | 32 |
| 9 | Stockton 95206 | $420,411 | $2,582/mo | 7.4% | 0.88x | 32 |
| 10 | Red Bluff 96080 | $319,150 | $1,529/mo | 5.8% | 0.69x | 32 |
| 11 | Indio 92201 | $471,587 | $2,389/mo | 6.1% | 0.73x | 30 |
| 12 | Indio 92203 | $564,802 | $2,860/mo | 6.1% | 0.73x | 30 |
| 13 | Banning 92220 | $414,306 | $2,054/mo | 5.9% | 0.71x | 30 |
| 14 | Imperial 92251 | $440,416 | $2,300/mo | 6.3% | 0.75x | 30 |
| 15 | La Quinta 92253 | $748,659 | $3,788/mo | 6.1% | 0.73x | 30 |
| 16 | Rancho Mirage 92270 | $845,381 | $4,055/mo | 5.8% | 0.69x | 30 |
| 17 | Yucca Valley 92284 | $357,757 | $1,912/mo | 6.4% | 0.77x | 30 |
| 18 | Rialto 92376 | $568,627 | $2,641/mo | 5.6% | 0.67x | 30 |
| 19 | Victorville 92392 | $451,084 | $2,294/mo | 6.1% | 0.73x | 30 |
| 20 | Perris 92571 | $530,447 | $2,915/mo | 6.6% | 0.79x | 30 |
| 21 | Menifee 92585 | $600,243 | $2,772/mo | 5.5% | 0.67x | 30 |
| 22 | Tulare 93274 | $356,154 | $1,814/mo | 6.1% | 0.73x | 30 |
| 23 | La Cresta - Altavista 93305 | $267,807 | $1,367/mo | 6.1% | 0.74x | 30 |
| 24 | Clovis 93611 | $498,335 | $2,459/mo | 5.9% | 0.71x | 30 |
| 25 | Madera 93637 | $404,709 | $2,228/mo | 6.6% | 0.79x | 30 |
| 26 | Fresno 93703 | $297,382 | $1,508/mo | 6.1% | 0.73x | 30 |
| 27 | Fresno 93722 | $400,364 | $2,122/mo | 6.4% | 0.76x | 30 |
| 28 | Fresno 93727 | $431,709 | $2,395/mo | 6.7% | 0.80x | 30 |
| 29 | Fresno 93728 | $303,038 | $1,456/mo | 5.8% | 0.69x | 30 |
| 30 | Richmond 94801 | $520,108 | $2,426/mo | 5.6% | 0.67x | 30 |
Estimates from Zillow Research public data (ZHVI/ZORI) with standard expense assumptions — not appraisals or loan offers. Data refreshed 2026-06-10.